Application Status Update

Dear {{$first_name}},

Thank you for your recent loan application with Oxygen. We have carefully reviewed your application and supporting documentation. After thorough consideration, we regret to inform you that we are unable to approve your loan request at this time.

Application ID: {{$application_id}}

Decision Date: {{$date}}

Future Applications

You may be eligible to reapply after 90 days. Before reapplying, we recommend:

Reviewing and improving your credit score
Ensuring all documentation is up to date
Maintaining regular income deposits

If you have any questions about this decision, please contact our support team:
support@oxygenapp.co